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Commercial Truck Insurance

Commercial Truck Insurance covers the various exposures that a for-hire trucking firm has from short haul to long haul trucking operations. Below is a list of common exposures unique to trucking operations.

Commercial Truck Insurance Exposures

The following list includes typical Commercial Truck Insurance types.


  • Trip leases
  • Cargo coverage
  • Bobtail coverage
  • Dead head coverage
  • Back haul
  • MCS-90
  • Owner operators
  • Leased vehicles
  • Trailers
  • Tandems
  • Triples

Typical Commercial Truck Insurance Policy provides the following coverage

  • Commercial Trucking

    Liability insurance – Mandatory insurance that pays for any damage you cause with your truck, including bodily injury (BI) and property damage.
  • Medical payments – Coverage under a commercial truck insurance policy that pays for medical expenses for an insured who sustains any BI caused by an auto accident, without regard to fault.
  • Uninsured motorists and Underinsured Motorists coverage – Covers costs resulting from an accident involving a hit-and-run driver, or a driver who does not have insurance or does not have enough insurance to provide coverage for you or your passengers in the event they are at fault and you or your passengers sustain a BI.
  • Bobtail insurance – Auto liability coverage for an owner/operator after a load has been delivered, and when the truck is not being used for trucking purposes.
  • Motor Truck Cargo – Inland marine coverage for loss of property in the course of transit, either by common carrier or on the insured’s own vehicles, depending on the form used. Covers the load they are carrying.
  • Physical damage coverage – Includes Comprehensive and Collision insurance. 
The Right Choice Insurance Agency has the specialized knowledge needed for recommending the best Commercial Truck Insurance. With more than 65 years of experience and access to products from over 50 insurance companies and specialty programs, trust The Right Choice Insurance Agency for all your Commercial Truck Insurance!
Make The Right Choice Insurance Agency your go-to business insurance broker. Click here to get a quote today or call us at 602.635.1567 and find out why so many people switch to The Right Choice Insurance Agency!

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