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Business Insurance

Business Insurance ChecklistBusiness Insurance Customized for Your Business

Business Insurance from locally owned and operated The Right Choice Insurance Agency (TRC) gets you not just a policy to cover your business, but a trusted advisor on your professional team. TRC understands not only your business insurance needs but we’re well versed in the insurance marketplace and the challenges facing every business owner and executive.
Partner with us for your business insurance needs on everything from property and liability insurance, and commercial auto insurance, to worker’s compensation insurance. We have access to over 50 insurance companies to save you time and money. The wide range of choices we provide ensures that you have the best business insurance solution fit designed with your specific requirements in mind.
The following table shows some of the different types of business insurance products and coverage we can discuss with you. We help you navigate all your choices with the interest of protecting your business, your assets, and your life!

Policy Types

Accident Indemnity Advantage
Short-Term Disability
Cancer Care
Critical Care & Recovery
Hospital Advantage (Confinement Indemnity)
  • Business Owners Policy
  • Property
  • General Liability
  • Cyber Liability
  • Data Breach
  • Business Auto
  • Workers Compensation
  • Professional Liability
  • Umbrella/Excess
  • Directors & Officers
  • CrimeBonds
  • Health Insurance
  • Homeowners
  • Garage Liability
  • Garage Keepers
  • Inland Marine
  • Transportation Policy
  • Umbrella
  • Liquor Legal Liability
  • Tools & Equipment
  • Pollution
  • Earthquake
  • Copy Write and Patent Infringement
  • Errors & Omission
  • Life Insurance
  • Disability
  • Personal Auto
  • Bonds
  • Flood
  • Long Term Care


 Business Insurance Considerations *

  • Personal & Advertising Injury
  • Hired & Non-Owned Auto Liability
  • Employee Dishonesty
  • Broad Form Products
  • Property Enhancement Endorsements
  • General Liability Enhancement Endorsements
  • Garage Keepers Direct Primary vs. Legal Liability
  • Garage Insurance: Drive Away Collision Coverage
  • Blanket Additional Insureds
  • Primary & Non-Contributory
  • Waiver of Subrogation
  • Medical Payments
  • Unintentional Failure to Disclose
  • Notice & Knowledge of Occurrence
  • Employers Liability Limits of $1,000,000
  • General Liability Limits of $2,000,000 per occurrence; $4,000,000 annual aggregate
  • Ordinance & Law Coverage
  • Demolition Coverage
  • Tenants Improvements & Betterments
  • Business Income and Extra Expense
  • Ordinary Payroll Coverage
  • Agreed Amount vs. Coinsurance
  • Replacement Cost vs. Actual Cash Value
  • Care, Custody & Control Coverage/Exclusion
  • Bailee’s Coverage
  • All States Coverage for Workers Compensation
  • Annual Audit vs. No Annual Audit
  • Claims Made Policy vs. Occurrence Policy
  • Admitted Insurance Company vs. Non-Admitted Insurance Company
*What Your Premium is Based On (EX., sales, # of employees, square footage, payroll, etc.)
With a combined 65+ years of experience, we bring the expertise to insure small to large businesses regardless if your business is local, national or international. We understand that money doesn’t grow on trees and you work hard for your money. Our goal is to help you keep it especially when you need us most, when a claim occurs. We are passionate about helping our customers protect their business.


Make The Right Choice Insurance Agency your go-to business insurance brokers. Click here to get a quote today or call us at 602.635.1567 and find out why so many people switch to The Right Choice Insurance Agency!

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Lou was an active manager who always worked to assist me in achieving the best results.
Josh McBroom, Former Finance and Insurance Executive, Zurich Insurance
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